Financial Independence Program
Let's eliminate dependency on government programs and shift financial power back to individuals and families!
Mission
To provide no to low-income individuals with poor credit the tools and strategies necessary to achieve financial stability, break free from government assistance programs, and build long-term wealth through budgeting, investing, and credit repair.
Program Benefits
✔ 1-on-1 Coaching: Tailored financial plans for each participant✔ Exclusive Workshops: Budgeting, credit repair, and investment training✔ Financial Roadmap: Step-by-step plan to exit government assistance within 6-12 months✔ Access to Resources: Business funding strategies, homeownership preparation
Exit Strategy
Participants will graduate when they:✅ Increase their credit score above 700✅ Have at least 3 months of savings or $1,000 Emergency Savings ✅ Are earning enough to no longer qualify for government assistance✅ Have at least one investment or additional income stream
Program Structure
Admission Criteria
- Must be currently receiving government assistance (SNAP, TANF, housing vouchers, etc.) or classified as low-income.
- Credit score below 650
- Must complete an application and commit to a 6-month program.
Core Pillars To The Program
A. Budgeting for Financial Freedom• Personalized Income & Expense Breakdown• Cutting unnecessary expenses & maximizing savings• Creating a Debt Payoff Plan• Emergency fund strategies (target: $1,000 minimum in 90 days)
B. Credit Repair & Rebuilding• Disputing inaccurate items on credit reports• Understanding and managing credit utilization• Building positive credit history (secured credit cards, credit-builder loans)• Strategies to increase credit scores to 700+
C. Investing for Independence• Introduction to stocks, real estate, and business ownership• How to invest with little to no money• Long-term wealth-building strategies• Passive income streams
FIP Pricing
$75 Per Individual For The Full 6 Month Duration Of The Program!
Assistance Is Also Available For Those Who May Need It!
Sponsorship Opportunities
If you or your organization would like to sponsor applicants for FIP or if you or your oganization would like to contribute the programs & services offered, please contact us at: FIP@kevinmcgadsden.com
Let's End Dependency Upon Government Programs Together!
I Can’t Wait To See You On The Other Side Of Financial Freedom!